Annual Beauty Therapist Insurance Cover
Anyone who runs a business making people look and feel better about themselves need beauty insurance, to protect both you and your clients. We can’t control which clients will react badly to a treatment, so insurance is vital.
Getting a treatment wrong can open you up to all sorts of liability and unfortunately your client will not be the only one who suffers. Protect your business reputation and funds today with our Pinkfishes beauty insurance.
What insurance do I need?
Beauty therapy insurance helps whether you work mobile or from a salon. It covers a wide range of treatments and pays your legal costs and any damages you owe if something was to go wrong.
Treatment & Professional Liability insurance will cover your legal defence and any compensation due to a client, if harmed by a treatment. Claims of pain, scarring and mental stress can end up costing a lot of money. This cover is also very important as a mobile technician, as if you were not to have it, any claims would leave you personally liable to cover the costs.
Public Liability insurance will cover any claims of damage to third parties and their property. So if someone was to trip on the way into your salon and injure themself, or break any of their personal property, you would be covered for any claims made against you. This would also cover you when entering clients homes as a mobile technician, as any accidental damage to their home would be covered under this insurance.
Salon insurance protects all of your equipment that you use to complete your treatments in a salon. So if your equipment is lost, stolen or damaged, you will be covered to replace it so you can get back to work.
Portable Equipment insurance will cover you as a mobile technician when taking equipment into a clients home. If any damage was to come to your equipment, then you would be unable to work until it was replaced. Portable equipment insurance will pay to replace your kit quickly and keep you working. From just £3.81 a month for up to £5,000 to replace your equipment.
Employers Liability insurance protects you and any staff you employ at your salon. By law, if you employ anyone, you have to have insurance. This insurance will protect your staff for if they were to suffer any illness or injury at work.
Why choose us?
- We offer annual beauty insurance cover which can be paid on a monthly basis, for no extra cost! That’s right – we do not charge any interest to split those payments across the year. Or you can of course pay a one-off balance if this is how you prefer to pay.
- Our Treatment Liability & Professional Liability insurance will get you up to £1million in cover for as little as £5.55 a month!
- With our insurance, you will be eligible for a 10% discount on all Pinkfishes.com products. *Cannot be combined with any other offers*
- We make finding an insurance policy easier and quicker
Get Treatment & Professional Liability AND Public Liability insurance today and be covered against malpractice claims (bodily injury, illness or death of clients), indemnity claims (breach of care, confidentiality or privacy) and liability claims (physical damage and injuries caused by your business and products supplied).